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Latest Lending Rates

TermOur Rates
rates subject to change without notice
1 year closed2.29 %
2 year closed2.19 %
1 Year Open 5.50 %
3 year closed 2.39 %
4 year closed2.39 %
5 year closed (High Ratio)2.29 %
5 Year Conventional2.39 %
7 year closed3.44 %
10 year closed3.84 %
5 Year Variable Rate Mortgage2.20 %

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Renewing or Switching Your Mortgage

Congratulations on your maturing mortgage...now let us help you get a better rate!

If your mortgage renewal is fast approaching then you’ll soon be at an important financial milestone. Now's a great time to look at the many innovative options and competitive rates available. Lenders send out renewal forms just prior to renewal dates to those with good payment histories, with about 70% of homeowners sending it back without asking any questions. In today’s hectic world, that can be the easiest and best route, but you should ask yourself some questions before you sign on the dotted line. This could be an important moment of opportunity.

Maybe your mortgage needs have changed. This is the time to decide. For example, you may want to consolidate high interest debt in with your mortgage or you may want to tap some of your home equity for a renovation project? Or maybe you’re considering a cottage or vacation property. Are you confident you will get the best rate at renewal?

Having multiple lenders compete for your business is a great way to ensure you get the best rate for your situation. We deal with multiple lending institutions, including major banks, credit unions, trusts and other national and regional lenders, which means we can put significant negotiating power behind finding the best mortgage to fit your specific situation.

Give us a call today!

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*Subject to approved credit, income verification and meeting lending credit granting criterea. Applies to residential mortgages only and some conditions may apply. O.A.C., E.O.E All content is subject to change without notice.