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rates subject to change without notice
1 year closed2.29 %
2 year closed2.19 %
1 Year Open 5.50 %
3 year closed 2.39 %
4 year closed2.39 %
5 year closed (High Ratio)2.29 %
5 Year Conventional2.39 %
7 year closed3.44 %
10 year closed3.84 %
5 Year Variable Rate Mortgage2.20 %

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Mortgage News
2025-04-16  April 16 - 2025 - Bank of Canada holds policy rate at 2.75%
2025-03-12  March 12-2025 - Bank of Canada reduces policy rate by 25 basis points to 2.75%
2025-03-01  Bank of Canada will freeze rates at 2.75% if Trump imposes blanket tariffs, say economists
2025-02-23  More than a million mortgages renewing at higher rates unless tariffs force rates to go lo
2025-01-31  Rising number of mortgage applicants are now opting for variable rates
2025-01-29  Bank of Canada reduces policy rate by 25 basis points to 3%
2025-01-07  Mortgage wars looming as some Canadians take advantage of lower rates
2024-12-11  Bank of Canada reduces policy rate by 50 basis points to 3.25%
2024-12-09  Why top economists are changing their Bank of Canada rate cut forecast
2024-11-29  Canada retreats from the edge of the mortgage renewal cliff, TD Bank says
2024-11-13  More than half of all mortgages are set to be renewed in the next two years
2024-11-04  Inflation is down, rates are dropping. But Canadians remain pessimistic, data show
2024-10-29  Majority of young Canadians say they plan to buy a home in the next five years
2024-10-23  Bank of Canada reduces policy rate by 50 basis points to 3.75%
2024-10-16  Bank of Canada could have a new worry as 'overly restrictive interest rates sting
2024-10-15  Canadian inflation 1.6% in September opening the door for bigger Bank of Canada rate cut
2024-10-02  More data bolsters case for bigger Bank of Canada cut, says economist
2024-09-25  Mortgage changes: Cheaper entry into housing market at steeper costs
2024-09-20  Mortgage and real estate industry hit the jackpot this week with trio of announcements
2024-09-17  Mortgage loan rules are changing in Canada
2024-09-10  How higher savings rate might not save Canadians from the mortgage cliff
2024-09-04  Sept. 4, 2024 - Bank of Canada reduces policy rate by 25 basis points to 4.25%
2024-09-03  The Bank of Canada is expected to cut rates again, with U.S. Fed on deck
2024-08-20  Canada Inflation Slows, Cementing September Rate Cut Bets
2024-08-07  Mortgage renewals and population uncertainty weigh on Bank of Canada, deliberations show
2024-08-01  New mortgage rules kick in today. What is changing?
2024-07-31  30 Year Mortgages for First-Time Buyers of New Builds
2024-07-24  Bank of Canada reduces policy rate by 25 basis points to 4.5%
2024-07-23  What a Bank of Canada rate cut on Wednesday could mean for your mortgage
2024-07-16  Inflation falls to 2.7% in June, driven by slower growth in gas prices
2024-06-26  Canadian mortgage renewals will weigh on economic growth
2024-06-21  Canadians would trade pay for a pension as interest rates hit retirement dreams
2024-06-12  OSFI sees mortgage stress test imbalance at renewal but rules not changing yet
2024-06-05  Bank of Canada reduces policy rate by 25 basis points
2024-05-29  Residential mortgage debt hits $2.16 trillion amid slowest growth in 23 years: CMHC
2024-05-23  Inflation data all clear for Bank of Canada interest rate cut in June, economists say
2024-05-22  Why today's inflation numbers are good if you have a mortgage
2024-04-23  Equifax Canada testing use of rental payment data for credit scores
2024-04-11  Ottawa changing RRSP Home Buyers' Plan, some mortgage amortization rules
2024-04-10  April 10-2024 - Bank of Canada maintains policy rate, continues quantitative tightening
2024-04-08  Affording a home in Canada has never been tougher
2024-03-16  Did you co-sign your kid's mortgage? There are new tax reporting rules to know
2024-02-29  Mortgage payments rising? Here are some ways to cover them
2024-02-16  Canadians jump into variable mortgages, bet on short-term pain for long-term gain
2024-02-01  Only about a third of Canadians over 50 say they can afford to retire
2024-01-31  Canada rental vacancy rate hits all-time recorded low as average rent climbs: CMHC
2024-01-25  Interest rate cuts are coming, but the Bank of Canada won't say when
2024-01-24  Bank of Canada maintains policy rate, continues quantitative tightening
2024-01-18  The CRA's prescribed interest rate hits double digits: 3 ways it could affect your wallet
2024-01-15  Why Canada's housing market could rebound sooner than many expect
2024-01-11  Prospect of Bank of Canada rate cuts is boosting Canadians' views on the economy
2024-01-08  Housing market faces 'turning point' with Bank of Canada rate cuts this year
2024-01-03  Mortgages, inflation and immigration among top concerns for Canadians in 2024: Nanos surve
2024-01-02  High interest rates mean possible short-term pain for long-term housing affordability
2023-12-19  Are we at bottom yet? Five key questions for Canada's housing market
2023-12-12  Mortgage stress test to remained unchanged in Canada
2023-12-11  All the ways Canadians could get extra money from the government in 2024
2023-12-08  Plummeting bond yields could mean lower mortgage rates by spring, say industry watchers
2023-11-21  In Canada's housing market, it matters who your parents are
2023-11-16  As millions of mortgages approach renewal, what will Canada's real estate market look like
2023-11-09  Foreign buyer ban was expected to impact 2% of home purchases, CMHC docs show
2023-11-07  Bank Of Canada seen starting to cut interest rates in April -survey
2023-10-26  Why aren't interest rates going down in Canada?
2023-10-19  Inflation is cooling. The cost of living crisis is not
2023-09-29  Canadians willing to sacrifice financial security for homeownership
2023-09-13  Credit card debt hit all-time high in Q2 as financial pressure builds: Equifax
2023-09-01  Canadians facing 'payment shock' are running up their credit cards
2023-08-28  More Canadian homeowners extend mortgage amortization periods, Big Bank data reveal
2023-08-22  new guidelines to protect mortgage borrowers at risk of default
2023-07-07  Best FHSAs in Canada: Where to get the new first home savings account
2023-06-14  How to Borrow Money to Invest in Real Estate: Strategies and Tips
2023-06-13  Exclusive: Canada bank regulator says lenders should urgently tackle risks from mortgage e
2023-06-07  Bank of Canada raises policy rate 25 basis points, continues quantitative tightening
2023-06-02  Housing affordability in Canada just saw the biggest improvement in almost 4 years
2023-06-01  Interest in variable rate mortgages drops amid higher interest rates
2023-05-15  Average Canada home price is up more than $100,000 since January
2023-05-13  High interest rates have borrowers anxious about their mortgage renewal. What can they do?
2023-04-29  As the Bank of Canada pauses rate hikes, mortgage rates in Canada creep downward
2023-04-12  Bank Of Canada Rate Update April 12, 2023
2023-03-29  FHSA: Ottawa throws lifeline to struggling first-time homebuyers
2023-03-11  Canadians anxious about their finances, but still see housing as a good investment
2023-03-08  Bank of Canada Rate Update March 8, 2023
2023-03-03  Looking at the Inflation Rate and What It Means for Homeowners
2023-03-02  Foreign buyer ban: Is it having an impact?
2023-02-27  Fixed mortgage rates back on the rise
2023-01-25  Bank of Canada Rate Announcement January 25, 2023
2023-01-11  Where Will You Find the Country's Lowest and Highest Housing Costs?
2023-01-03  2022 - Year in review
2022-12-23  The latest in mortgage news: Government unveils details of its foreign buyer ban
2022-12-07  Bank Of Canada Rate Update December 7, 2022
2022-11-23  The Latest in Mortgage News
2022-09-07  Bank Of Canada Rate Update September 7, 2022
2022-09-06  The Latest in Mortgage News: RBC Downgrades its Housing Market Forecast
2022-08-24  What It Means to Refinance Your Mortgage
2022-07-14  Bank of Canada Increases Policy Interest Rate
2022-07-07  Down Payment Planning: Examining RRSPs, TFSAs, and FHSAs
2022-06-01  Bank Of Canada Rate Update June 1, 2022
2022-04-13  Bank Of Canada Rate Update April 13, 2022
2022-03-24  7 in 10 Homeowners Say They Could Weather Higher Monthly Payments
2022-03-24  Canadian Real Estate Demand Falls And Banks Expect Demand To Slow Further
2022-03-10  Bank of Canada Increases Interest Rate
2022-03-01  The Bank of Canada's First Rate Hike Since 2018 Expected This Week
2022-02-01  New Home Purchases are the Main Driver of Mortgage Debt
2022-02-01  What Canadians Need to Know About U.S. mortgages
2021-12-08  Bank Of Canada Rate Update Dec 8, 2021
2021-11-03  How a Mortgage Pre-Approval Can Protect You from Rising Rates
2021-10-27  Bank Of Canada Rate Update Oct 27, 2021
2021-10-27  Mortgage Rate Forecast: Canada on Track for Higher Rates in 2022
2021-10-12  What is a Mortgage Preapproval and How Long Does it Last?
2021-09-08  Bank of Canada Rate Update Sept 8, 2021
2021-09-01  Overheating Risk Eases as Canadian Housing Market Calms Down
2021-08-19  Home Prices Mark Fourth Consecutive Monthly Decline From March Peak
2021-07-22  Mortgage Consumers Show Confidence Despite COVID
2021-07-22  How did Canadians Fare on Mortgage Payments During the Pandemic?
2021-07-14  Bank Of Canada Rate Update July 14, 2021
2021-07-14  Variable Mortgage Rate Hits Record Low at Sub-1%
2021-06-28  How Would Canadians Handle Interest Rate Increases
2021-06-28  How to Test-Drive Your Mortgage Before You Get Stuck with a Home You Can't Afford
2021-06-15  How Much has Canada's Household Net Worth Grown Recently?
2021-06-15  Canadian Schools Will Start Teaching 14 Year Old Kids How To Apply For Mortgages
2021-06-09  Bank Of Canada Rate Update June 9, 2021
2021-06-09  The Latest in Mortgage News: Have Home Prices Peaked?
2021-06-02  Canada's Tougher Mortgage Stress Test: Here's How to be Ready
2021-06-02  More Seniors to Rely on Home Equity as Part of Retirement Planning
2021-05-18  Latest in Mortgage News: House Prices to Moderate This Year, Says CMHC
2021-05-13  Freaked-Out Canadians Open to Rate Hikes to Cool Hot Housing Market
2021-05-05  State of Mortgage Lending isn't Precarious Despite Fear Mongering About Housing Markets
2021-04-21  Bank of Canada Will Hold Current Level of Policy Rate
2021-04-20  Average Home Price Hits a Record $716,828. Is Another Policy Response Coming?
2021-04-08  The Latest in Mortgage News: OSFI to Re-launch Review of the Uninsured Stress Test
2021-03-30  The State of the Residential Mortgage Market: 2021
2021-03-24  Canada's mortgage rates are rising fast - here's how to secure the lowest rate possible
2021-03-10  Bank of Canada keeps key interest rate steady at 0.25%
2021-02-04  Latest in Mortgage News: Despite Challenges, Majority of Canadians Plan to Buy a Home
2021-01-30  The pandemic housing craze is fuelling another boom: reverse mortgages
2020-11-17  Canadian Home Sales Remain Historically Strong in October
2020-11-10  What You Need To Know About Mortgage Down Payments
2020-10-29  Bank of Canada sees interest rates at record lows until 2023
2020-10-20  Home Prices Up 17% in September, But Some Signs of Cooling Emerge
2020-10-08  Bank of Canada head says pandemic response will boost risks from future economic shocks
2020-09-14  Millennial demand for detached homes is surging during pandemic: CUR
2020-09-10  Mortgage costs stay low, central bank keeps interest rate at rock-bottom level
2020-09-08  Stricter mortgage rules aren't hurting homebuyer demand as sales soar
2020-08-31  Banking regulator phasing out pandemic-related rules on mortgage deferrals
2020-08-26  Home Prices Set New Record High, Sales Surpass Pre-COVID Levels
2020-08-20  Rising buyer demand for suburban homes started before pandemic: CUR
2020-08-18  Canada's housing market seeing V-shaped recovery: TD
2020-08-17  Canada Home Sales Continue Surge, Rising 26% to Record in July
2020-07-23  Bank of Canada Signals No Rate Hikes Until at Least 2023
2020-07-16  'Interest rates will be low for a long time' - Bank of Canada Governor Tiff Macklem
2020-06-22  First-Time Homebuyer? These Rebates, Credits Can Save You Money
2020-06-17  Macklem: Bank of Canada has no immediate intention to raise rates
2020-06-15  Canada's housing agency admits lack of diversity, vows review through racial lens
2020-06-11  Canadian Mortgage Rates Hit All-Time Low
2020-06-09  CMHC's New Mortgage Rules Cut Maximum Purchase Price By Up To 12%: Experts
2020-06-08  Canada's mortgage insurer tightens rules as it forecasts home-price drop of up to 18%
2020-06-03  Bank of Canada holds, says COVID impact appears to have peaked
2020-06-03  CMHC's Fight With Housing Industry Over Falling Prices Just A Big Misunderstanding
2020-06-02  Housing market will avoid 'extreme stress' thanks to government stimulus: CUR
2020-05-29  Posthaste: Canadians could see record low interest rates until 2022
2020-05-21  CMHC's Evan Siddall Warns Canadian Homebuyers Face 'Debt Cliff' This Fall
2020-05-11  Mortgage rates may remain at historic lows until 2022
2020-04-23  Why Canada's big banks can't afford to screw up their response to the coronavirus crisis
2020-04-15  BoC sees risk of 'structural damage,' ramps up bond-buying
2020-04-15  With baby steps, provinces prepare for a return to work
2020-04-15  Bank of Canada interest rate announcement and release of the Monetary Policy Report
2020-03-30  Bank of Canada: Key interest rate cut to lowest level
2020-03-24  CMHC CEO wants to reassure homeowners & landlords about the safety net being put in place
2020-03-18  Canada's Big Banks Offer 6-Month Mortgage Deferrals 'On Case By Case Basis'
2020-03-16  Canadians may get 'Mortgage Holiday'
2020-03-11  Canadian interest rates may be heading for an April cut: BMO
2020-03-04  Bank of Canada Rate Announcement March 2020!
2020-03-02  Canadian interest rate cuts expected in March and April: Oxford
2020-01-29  Canadian interest rates may start dropping again in April: RBC
2020-01-24  Bank of Canada keeps rates at 1.75%, trims 2020 economic forecast


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